"I’m young and healthy; I don’t need life insurance."
- Explain why buying early saves money and locks in lower rates.
"Life insurance is too expensive."
- Show statistics on how term life insurance can be as affordable as a daily cup of coffee.
"I only need life insurance through my employer."
- Explain why employer-provided coverage is usually not enough and may not be portable.
"Life insurance is only for people with families."
- Discuss the benefits for single individuals, business owners, and retirees.